A Roadmap, Not a Retainer
Most advisory firms sell you hours. We build you a finance function — in structured phases, with clear milestones and measurable outcomes.
What Transformation Looks Like
From Gut-Feel to Golden Ratio
The founders were approving hires on instinct and couldn't link headcount to profitability. We analysed four years of payroll data, mapped revenue to cost of sales and staffing, and uncovered the optimal ratio of creative, strategic, and operational roles. FY25 closed with enough surplus to fund R&D investment.
From Bill-Shock to Crystal Ball
Monthly budgets were last year's numbers divided by twelve. No seasonality, no driver logic, no cashflow foresight. We rebuilt the budget from zero — driver-based, monthly, pegged to real business cycles. Quarterly GST and CPF spikes stopped being surprises. The founders now use the budget as a compass, not a formality.
From Bottleneck to Breathing Room
One co-founder was approving 100% of company transactions, creating decision fatigue and slowing the entire operation. We designed a tiered Delegation of Authority framework that distributed approval limits across management levels — freeing the founder and unlocking product-level profitability analysis for the first time.
Latest Perspectives
Frameworks, benchmarks, and hard-won lessons from the front lines of SME finance.
Why Your Budget Is Lying to You (And How to Fix It)
The problem with "last year plus 5%" budgeting — and three questions every founder should ask their accountant.
Read moreThe Operating Margin Benchmarks Every Singapore SME Should Know
Typical cost structures across creative agencies, F&B, professional services, and retail — with Singapore-specific context.
Read moreWhat MNCs Get Right About Forecasting — And How SMEs Can Adapt It
The OODA loop of financial planning, and why two forecasts a year is the SME sweet spot.
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